Home Ownership

MassHousing offers a number of programs, products, tools and resources for home buyers, home owners and partner lenders. Use the links below to find more information.

Help for Home Buyers

MassHousing supports affordable housing opportunities across the Commonwealth. Our home ownership programs help families find, finance and keep the home of their dreams.

First-Time Home Buyer Guide

Visit the How to Buy a Home section to learn more about the home buying process.

Pre-Qualify Online

It's fast, safe and secure to pre-qualify for a MassHousing mortgage online .

First Mortgage Loans

MassHousing mortgages offer competitive interest rates, low- and no downpayment options, and discounted rates for lower-income borrowers. Learn about our first mortgage products .

Mortgage Insurance

MassHousing's Mortgage Insurance will help protect you and your home if you lose your job. Learn about mortgage insurance with MI Plus .

Affordable Property Search

See an extensive listing of properties for sale across Massachusetts and New Hampshire. Find an affordable home for sale .

Home Buyer Counseling

Take a MassHousing-approved home buyer counseling course and learn more about the process of buying a home and the responsibilities of owning one. Find a home buyer counseling course .

Publications for Home Buyers

Looking for a form, document, brochure or other MassHousing publication? You'll find it in our Publications Directory .

MassHousing Borrowers

Current MassHousing borrowers can view and manage their account online, and access a wealth of information and resources for home owners. Log In

Home Owners

Information and programs to help existing home owners improve their properties, remove health hazards and save money. Home owners information & programs .

Prospective Lenders

Our partner lenders earn valuable CRA credit, generate fee income on every loan, and attract new customers by working with MassHousing. Become a partner lender .

Rental/For-Sale Housing Developers

MassHousing has a number of options for and a wealth of experience in financing for-sale and rental housing construction in Massachusetts.

Comprehensive Permit 40B

Site approval, final approval, comprehensive permits, and all other matters related to building under Chapter 40B .

Rental Housing Developers

MassHousing offers a number of options to develop viable affordable rental housing .

Single-Family and Condominium Developers

Build and finance affordable for-sale housing in Massachusetts through our Housing Starts and Construction Financing programs.

Affordable Housing Trust Fund

Gap financing is available through the Affordable Housing Trust Fund .

Green Building and Green Communities

Access special grants, financing and equity by employing green building techniques through the Green Communities Initiative .

Documents for Developers

Looking for a form, brochure, term sheet or other document? Find it in our developer library .

Existing Rental Housing

MassHousing offers a number of resources related to rental housing owners, property managers, residents and those seeking an affordable apartment.

Rental Housing Owners

Preservation, refinancing and oversight for owners of subsidized rental housing .

Property Managers

Programs to promote education, safety, equality and diversity for management staff and residents.

Minority and Women-Owned Businesses

MassHousing is committed to promoting equal opportunities for minority- and women-owned businesses .

Sober Housing

Create or preserve sober housing through the Center for Community Recovery Innovations (CCRI).

Homelessness Prevention

Help prevent homelessness among people with disabilities through our Tenancy Preservation Program .

Renters

Information for individuals and families looking for an affordable apartment .

Financing 2- to 4-Family Homes

If you're interested in financing for a 2-, 3-, or 4-family property, visit our Home Buyer section .