Real Estate Disclosures.

Real Estate Disclosures & Hazards

To enhance your buying and selling experience, it’s our job as real estate professionals to provide you with as much valuable information as possible. It is essential that the buyer or seller be aware of all aspects of the real estate market before making a major decision. Whether it be through newsletters, checklists, news articles or real estate disclosures, we are here to make this process stress-free and rewarding. Please access our free reports today! Please contact me if you have any questions about Real Estate. Cell #: 508-579-1281 or Email. Some of these files below are large; they will take more time, depending on your connection speed to download.

Asbestos
Asbestos is a naturally occurring material which is heat resistant. As a result, asbestos commonly used in building materials such as ceiling and floor tiles, insulation, pipe covering, and outdoor shingles. Scientists and public health officials have determined that exposure to asbestos that is in an unsafe condition may increase a person’s risk of developing lung cancer and asbestosis, a fabrotic scarring in the lung. The use of asbestos has been generally prohibited since 1978. read more...

Board of Registration of Home Inspectors
A standard home inspection is a visual examination of the physical structure and major interior systems of a residential building consisting of one to four dwelling units. An inspection can be likened to a physical exam by a physician; however, it should be clearly understood that a home inspection is not to be confused with an appraisal, a building code inspection, a guarantee of any kind, and/or an insurance policy on the condition of the property. read more...

Board of Registration of Real Estate Brokers and Salespersons
Only licensed real estate brokers and salespersons can assist you with the purchase, sale, lease or exchange of real property. The license must be current and in an Active status. This assistance includes a number of services, such as examining property for basic valuations (not to be confused with the services of a licensed appraiser), negotiating purchase, sale or lease agreements, maintaining escrow accounts, and advertising. read more...

Can mold cause health problems?
Molds are usually not a problem indoors, unless mold spores land on a wet or damp spot and begin growing. Molds have the potential to cause health problems. Molds produce allergens (substances that can cause allergic reactions), irritants, and in some cases, potentially toxic substances (mycotoxins). read more...

Code of Ethics and Standards of Practice of the National Association of Realtors
While the Code of Ethics establishes obligations that may be higher than those mandated by law, in any instance where the Code of Ethics and the law conflict, the obligations of the law must take precedence. read more...

Facts About Mold
With more than 100,000 species in the world, it is no wonder molds can be found everywhere. Neither animal or plant, molds are microscopic organisms that produce enzymes to digest organic matter and spores to reproduce. These organisms are part of the fungi kingdom, a realm shared with mushrooms, yeast, and mildews. In nature, mold plays a key role in the decomposition of leaves, wood, and other plant debris. Without mold, we would find ourselves wading neck-deep in dead plant matter. And we wouldn't have great foods and medicines, such as cheese and penicillin. However, problems arise when mold starts digesting organic materials we don't want them to, like our homes. read more...

Fair Housing
The federal Fair Housing Act prohibits discrimination in housing because of race, color, national origin, religion, sex, familial status and handicap. The Massachusetts Fair Housing Act further extends the prohibition against discrimination to sexual orientation, marital status, ancestry, veteran status, children, and age. It also prohibits discrimination against families receiving public assistance or rental subsides, or because of any requirement of these programs. People who fall into any of these categories are considered members of “protected classes.” read more...

Free Credit Report
The Fair and Accurate Credit Transactions Act (FACT Act) was signed into law in December 2003. The FACT Act, a revision of the Fair Credit Reporting Act, allows consumers to get one free comprehensive disclosure of all of the information in their credit file from each of the three national credit reporting companies once every 12 months through a Central Source. read more...

LEAD POISONING: Facts & Guidelines
Lead poisoning is a disease caused by swallowing lead. It can damage the brain, kidneys, and nervous system of young children. Low levels can cause learning and behavioral problems. Very high levels can cause retardation, convulsions, and coma. read more...

Massachusetts Carbon Monoxide Law
On March 31, 2006, all homes in the Commonwealth equipped with fuel burning equipment that produces carbon monoxide or which have indoor parking (a garage) adjacent to living areas will be required to have Carbon Monoxide detectors installed. The law, and the regulations that implement it, apply to ALL homes and not just those that are being sold. Below are some frequently asked questions by homeowners: read more...

Property Transfer Lead Paint Notification
Under Massachusetts and federal law, this notification package must be given to prospective purchasers of homes built before 1978. This package must be given in full to meet state and federal requirements. It may be copied, as long as the type size is not made smaller. Every seller and any real estate agent involved in the sale must give this package before the signing of a purchase and sale agreement, a lease with an option to purchase, or, under state law, a memorandum of agreement used in foreclosure sales. read more...

Protect Your Family From Lead in Your Home
To reduce your child's exposure to lead, get your child checked, have your home tested (especially if your home has paint in poor condition and was built before 1978), and fix any hazards you may have. Children's blood lead levels tend to increase rapidly from 6 to 12 months of age, and tend to peak at 18 to 24 months of age. read more...

Radon
Radon is a naturally occurring radioactive gas. It is produced in the ground through the normal decay of uranium and radium. As it decays, radon produces new radioactive elements called radon daughters or decay products. Radon and radon daughters cannot be detected by human senses because they are colorless, odorless, and tasteless. read more...

Smoke Detector Inspections for Property Sale
First and foremost, you must be prepared for the inspection. If you are not prepared or the smoke detectors don't work, you will not be issued a permit. You will be charged for a re-inspection and your getting a permit will be significantly delayed. read more...

Title 5
Homes that are not connected to a sewer system use septic systems or cesspools, both of which are regulated by the state Department of Environmental Protection (DEP) and local boards of health. A septic system has a tank, a distribution box, and soil absorption system commonly known as a "leach field." A cesspool has a pipe carrying waste from the home to a pit which distributes liquid waste. read more...

Types of Agency Representation
Whether you are the buyer or seller you can choose to have the advice, assistance and representation of your own agent who works for you. DO not assume that a real estate agent works solely for you unless you have an agreement for that relationship. read more...

Underground Heating Oil Tank
If your home heating oil storage tank is buried underground, you probably know already that a leak could be very unfortunate -not only for the environment, but for your pocketbook. When an underground storage tank or connected piping leaks, the cleanup can be costly. And if your homeowners insurance policy contains a “pollution exclusion” clause, which many do, you could get stuck with the bill. read more...

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