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With more than 100,000 species in the world, it is no wonder molds can be found everywhere. Neither animal or plant, molds are microscopic organisms that produce enzymes to digest organic matter and spores to reproduce. These organisms are part of the fungi kingdom, a realm shared with mushrooms, yeast, and mildews. In nature, mold plays a key role in the decomposition of leaves, wood, and other plant debris. Without mold, we would find ourselves wading neck-deep in dead plant matter. And we wouldn't have great foods and medicines, such as cheese and penicillin. However, problems arise when mold starts digesting organic materials we don't want them to, like our homes.
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On March 31, 2006, all homes in the Commonwealth equipped with fuel burning equipment that produces carbon monoxide or which have indoor parking (a garage) adjacent to living areas will be required to have Carbon Monoxide detectors installed. The law, and the regulations that implement it, apply to ALL homes and not just those that are being sold. Below are some frequently asked questions by homeowners:
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Eight weeks before: Remove unnecessary items from your attic, basement,storage shed, etc. Use things you can't move, such as frozenfoods and cleaning supplies.
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Asbestos is a naturally occurring material which is heat resistant. As a result, asbestos commonly used in building materials such as ceiling and floor tiles, insulation, pipe covering, and outdoor shingles. Scientists and public health officials have determined that exposure to asbestos that is in an unsafe condition may increase a person’s risk of developing lung cancer and asbestosis, a fabrotic scarring in the lung. The use of asbestos has been generally prohibited since 1978. However, even if a building was constructed after 1978, it may still contain asbestos since older building materials may have been used in the construction. While experts recommend that asbestos in good condition and in an area where it is not likely to be disturbed be left alone, in certain situations the removal of asbestos-containing products is a health necessity. Numerous local, state, and federal authorities regulate the use, storage, transport, and removal of asbestos.
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Homes that are not connected to a sewer system use septic systems or cesspools, both of which are regulated by the state Department of Environmental Protection (DEP) and local boards of health. A septic system has a tank, a distribution box, and soil absorption system commonly known as a "leach field." A cesspool has a pipe carrying waste from the home to a pit which distributes liquid waste.
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From the early 1600s to 1978, lead was used in the manufacture of most exterior and interior paints, as well as some clear varnishes and stains. In 1971, Massachusetts passed its first law governing the use of lead. Lead paint use became illegal in 1978. Today, national and state lead paint laws and regulations are extremely complex. As a result of these laws, real estate professionals have affirmative obligations which they must perform in order to comply with these laws. Although the U.S. Environmental Protection Agency and the U.S. Department of Housing and Urban Development have their own lead paint requirements, Massachusetts property owners are able to meet new federal lead disclosure and notification regulations simply by using the Massachusetts notification materials.
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That said, 'For Sale by Owner' may be the four most tempting words in the world to a homeowner who feels the need to earn every penny from the sale of his or her property, but rarely do such solo ventures yield the results a professional can help you achieve.
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McKeon/Corcoran Real Estate and associates guarantee you service and performance. Each week that your home is listed with McKeon/Corcoran Real Estate you will receive an activity and market update from your representative. If you do not receive a weekly update from your representative, you will receive a $50 reduction in the amount of commission due when your home is sold for each week we fail to contact you. If we fail to contact you two or more times you will receive a $50 gift certificate to a restaurant of your choice, in addition to the deductions to commissions due.
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If you have been denied credit, insurance, a job or rental dwelling opportunity because of information contained in your credit report, you are entitled to a complimentary copy of your report within 60 days. If after checking you believe the information to be incorrect you may file a brief statement explaining why. Inaccurate information on your credit may be removed but no one can have accurate, current or verifiable information removed from your record.
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Nehemiah Corporation of America launched the downpayment assistance industry in 1997 with The Nehemiah Program® to further our mission of helping individuals and families realize the dream of homeownership. Our newest program, The Liberty Grant, expands homeownership opportunities nationwide by providing a head start with a financial gift toward the purchase of your home equal to 2.25% of the sales price. These are gift funds and there is no repayment. That’s right it’s truly a gift!
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The Fair and Accurate Credit Transactions Act (FACT Act) was signed into law in December 2003. The FACT Act, a revision of the Fair Credit Reporting Act, allows consumers to get one free comprehensive disclosure of all of the information in their credit file from each of the three national credit reporting companies once every 12 months through a Central Source.
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Find New Hampshire community information with helpful town numbers and school info.
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Find Massachusetts community information with helpful town numbers and school info.
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Initially, you should prepare a list of your housing 'needs' and 'wants'. In addition, identify communities that fit the criteria for where you want to live. Be sure to consider access to public transportation, shopping and health care facilities, the importance of quality schools and other community services, like recreational or cultural venues that might be important to your family. Once you identify the area (s) you will be searching for your new home, it is advisable to find a REALTOR® who is familiar with those areas.
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